---
id: faq-0108
title: "What is gap insurance, and do I need it on my Volkswagen lease?"
category: faq
subtopic: leasing
page_type: faq
source_url: "https://www.castlevwcars.com"
tags: ["leasing", "gap-insurance", "protection"]
questions:
  - "Do I need gap insurance on a lease?"
  - "What does gap insurance cover?"
  - "Is gap insurance required for leasing?"
related: [lease-overview, warranty-and-protection]
dealer: Castle Volkswagen of Schaumburg
---

Gap insurance covers the difference between your vehicle's value and any remaining lease balance if it's totaled or stolen. On a lease, gap insurance is often **already included** as part of your agreement, since the leasing company protects its asset. On a financed purchase, gap insurance is optional but recommended. Review your lease paperwork to confirm gap coverage, or ask our Finance team when you're working through your lease details. Castle Volkswagen of Schaumburg ensures you understand every protection in your deal. For clarity on your specific lease or to add gap coverage to a purchase, call (847) 593-4700 and speak with our specialists.